Author, “Regtech: Thinking Beyond Plug-and-Play Solutions,” ACAMS Today, Feb'21

The piece argues that regtech in AML and AFC cannot be treated as a simple plug‑and‑play purchase where a vendor solution is dropped into an existing program and expected to “fix” compliance. Instead, it emphasizes that technology must be aligned with a firm’s risk appetite, data quality, operational workflows, and governance structures to deliver meaningful risk mitigation rather than just generate more alerts.